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Finance

Revolutionizing Finance

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Revolutionizing Finance The Impact of Fintech on Global Economies By Nishant Philip Thomas The financial landscape is undergoing an unprecedented transformation, driven by the rapid advancements in financial technology or fintech. This revolution reshapes financial transactions and fundamentally alters the global economic structure. Fintech is democratising access to financial services, streamlining operations, and fostering innovation, thereby challenging traditional banking systems and offering new pathways for economic development. This article explores the multifaceted impact of fintech on global economies, highlighting its role in enhancing efficiency, accessibility, and security in the financial sector. Defining the Fintech Landscape At its core, Fintech represents the intersection of finance and technology, aiming to improve and automate the delivery of financial services. It encompasses various technologies and innovations, from digital banking and blockchain to artificial intelligence (AI) and mobile payments. These technologies are breaking down traditional financial barriers, offering more inclusive and efficient alternatives that cater to the needs of the digital age. Bridging the Gap: Financial Inclusion One of the most significant contributions of fintech is its ability to bridge the gap in financial inclusion. Millions of people worldwide, particularly in developing countries, have historically been excluded from the traditional banking system. Fintech solutions, such as mobile banking and microfinancing platforms, are changing this narrative by directly providing access to financial services through smartphones. This increased accessibility empowers individuals and small businesses, enabling them to participate in the economy, manage their finances, and contribute to economic growth. Streamlining Financial Operations Fintech is revolutionising financial operations by leveraging AI, machine learning, and blockchain technologies. These technologies enhance the efficiency and security of financial transactions, reduce costs, and improve customer experiences. For example, blockchain technology offers a decentralised and transparent transaction system, significantly reducing the potential for fraud and error. Meanwhile, AI and machine learning are automating complex processes, from credit assessments to fraud detection, thereby increasing efficiency and accuracy in the financial sector. Innovating Beyond Boundaries The fintech revolution is marked by relentless innovation, introducing products and services that were once unimaginable. Digital wallets, peer-to-peer lending platforms, and cryptocurrency are just a few examples of how fintech is pushing the boundaries of financial services. These innovations make financial transactions more convenient and secure, opening up new investment opportunities and financial products for consumers and businesses. Navigating Regulatory Challenges As fintech continues to evolve, it faces regulatory challenges that seek to balance innovation with consumer protection and market stability. Regulatory frameworks are being developed and refined to address the unique challenges posed by fintech, including data privacy, cybersecurity, and the prevention of financial crimes. Effective regulation is crucial in ensuring that fintech can continue to grow in a way that supports innovation while protecting consumers and maintaining the integrity of the global financial system. The impact of fintech on global economies is profound and far-reaching. By making financial services more accessible, efficient, and secure, fintech is not just revolutionising finance; it’s laying the groundwork for more inclusive and resilient economic systems. As we look to the future, the continued evolution of fintech promises to bring even more innovation and transformation to the financial sector, driving economic growth and enhancing the lives of people around the world. The journey of fintech is just beginning, and its potential to reshape the world’s economic landscape is limitless. If you would like to embark on a journey to study Tech & Innovation, you can explore https://www.bac.edu.my/bac/technology-innovation/.

Finance

Passive Income Ideas To Build Your Own Wealth

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Passive Income Ideas To Build Your Own Wealth Wouldn’t it be wonderful if you could make money doing nothing at all or even while you are asleep? What once was a pipe dream is now actually possible – you just need to put in the hard work now, and you’ll soon start seeing a return on investment. To help you get to the point of generating income with minimal work, we’ve listed some passive income ideas below for your consideration. Set Up an Online Store If you have a knack for crafts or a unique product to sell, then running an online store is a popular side hustle you could start today. Once you have all your templates and products in place, it will require less of your time to execute. You can even hire someone to manage the packaging on your behalf or outsource this completely to save yourself time and hassle. If you opt for the second option, remember that you’ll need to give a percentage of your earnings to your contractor – you’ll still receive a good return on investment, though! Get Involved in Affiliate Marketing Affiliate Marketing is a great way to increase your residual income. However, to reap a high amount of earnings, you need a high-performing website to advertise on. If you have an established blog, you can earn big bucks by promoting products or services on your site. Amazon.com offers one of the most popular affiliate programmes to date, so if you want to jump on board, you can incorporate the retail giant into your very own listicles. If you don’t have a blog, though, don’t worry! We have all the information on how to create one, and monetise it, too (might as well, right?) Create an Audio Jingle If you’re talented musically, consider creating a jingle or writing a song for an artist. If you manage to sell your song, you’ll receive royalties from your track, which means that you’ll earn a residual income even long after you’ve produced your song. Just be sure to license any tunes that you do make through popular websites such as SoundCloud, SongFreedom, and Audiosocket . Invest in Real Estate Real estate is one of the safest passive income streams, but to get onto the property ladder, you need a hefty initial investment. That said, once you’ve managed to secure your own property, you’ll see a direct return on investment. However, owning property does come with its downfalls, too. As a landlord, you’ll be expected to pay for any fixes and upkeep the property may need, so you will need to invest a portion of your passive income back into your property. Create a Dividend Income Dividend stocks are probably the oldest trick in the book when it comes to earning passive income. You’ll not only gain money if the price of the stock rises over time but also receive a certain amount on every share owned. To ensure you receive a return on investment and not a loss, you should withdraw your investment when the price of the stock has risen. That said, as the stock market is risky and confusing, it’s best to consult a financial advisor before you decide to take this route of generating passive income. Create YouTube Videos Do you have anything interesting to share with others? Maybe you have some expert tips that can help people? If so, consider creating a few videos and uploading them on YouTube. While you won’t receive a high return per view and you will need to meet specific requirements before you can even gain an income, if you manage to make a hit video, you can work towards pursuing an alternative career as a social media influencer.   Write an Article and Get Paid If you have a way with words, you could consider writing articles for news portals that are available online and/or print. It is not only good practice to realise your dream of becoming an author (if ever), you also earn extra income that could help you during rainy days. For example, contribute to www.goodnews.com.my-every published article helps you generate some income. Imagine how much you could make if you contributed at least 10 articles a month, that’s quite a sum of money! Open a High-Yield Savings Account It’s no secret that all of us would love for our savings to earn more money over time. Fixed deposits aren’t as liquid as savings accounts in the event you need immediate cash, but savings accounts basically give no interest these days, right? As it turns out, there are several savings accounts in Malaysia that offer high-interest rates — some with up to 6 per cent p.a.! Of course, there are certain conditions that need to be met to “unlock” the high interest, but there are also some savings accounts that easily offer more than 10 times the interest of a basic savings account. Head over to the nearest bank and find out how you can open one and start saving more money today! Related Topics: Business Marketing & Advertising Accounting & Finance

Client Relationship

Cooking Up Success: PETRONAS PIC’S Team Building & Innovation Programme with Reliance

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Cooking Up Success: PETRONAS PIC’S Team Building & Innovation Programme with Reliance By Joash Pandita Working with the Times The professional world has been accelerating towards a fast-paced and dynamic corporate environment. This means that corporations all around the world needs to adapt to an everchanging landscape in the workplace, in both work forms and social systems. Therefore fostering effective communication, teamwork, and creativity is evermore important for achieving success. Recognising this, PETRONAS PIC (Petroleum Nasional Berhad Process Industry Cluster) organised a unique team-building event aimed at encouraging collaboration, sparking innovation, and building trust among its employees. Time for Bonding Starting off the day, from 9am – 9:45am, the team gathered together in one of BAC’s many classrooms to kick off with a warm welcome, setting a positive and engaging tone for the activities ahead. Refreshments were provided for the eager and excited participants, creating an informal atmosphere that encouraged participants to socialise and connect with colleagues. Continuing the informal and fun atmosphere, from 9:45am – 10:30am, the team engaged in games facilitated by the Resource Center (RC) PIC. Activities such as lip reading and Kahoot were used due to their design to promote communication, teamwork, and a sense of camaraderie among the participants. Cooking Up a Storm The culinary adventure then began! At around 10:30am – 10:45am, the teams were briefed by expert chefs from Reliance College, at the campus’ state-of-the-art Training Kitchen. Divided into five groups of 30 participants each, the teams then received instructions on a Mystery BOX challenge. Chefs Hidayat, Akma, and Kent supervised and guided the teams on ingredient selection, taste enhancement, and proper cooking techniques. All three chefs applied their years of combined professional experience to teach the participants the art and the foundations behind being a chef. With the highlight of the day being undoubtedly the Cook-Off, around 10:50am – 3:30pm, the teams competed to create delectable dishes from the Mystery BOX ingredients. A staff moderator assisted each group, ensuring smooth coordination. Each group was assigned a specific ingredient, ranging from chicken breast and chicken leg to seafood, duck, and octopus. To add a twist, a Tip box allowed teams to request extra tips from the chefs, with a thrilling punishment for those seeking too many tips – a temporary halt in cooking for 5 minutes. After a riveting cook-off, the culinary creations were presented for evaluation, with a focus on taste, presentation, and creativity. This segment not only showcased the teams’ cooking skills but also emphasised the importance of attention to detail and innovation. Time for Celebration! The day concluded around 4pm with a celebration of success. For the hard work and dedication of the participants, prizes were awarded to the winning teams, acknowledging their collaborative efforts and culinary expertise. Group photos then followed, to capture the memorable moments. The event concluded with a farewell, leaving participants with a sense of accomplishment and strengthened team bonds. PETRONAS PIC’s innovative approach to team building through a cooking challenge not only fostered communication, teamwork, and creativity but also added a fun and memorable dimension to the workplace. By combining strategic activities and a shared culinary experience, the company ensured that its employees left not only with a deeper understanding of each other but also with a renewed sense of motivation and collaboration that will positively impact their work environment. It is events like these that foster a more communal environment in the workplace that is crucial for the success and operations of a modern corporation.

Communication, Onboarding

The Importance of Networking

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The Importance of Networking Have you ever looked at someone at a work-related event and thought “Wow! This person really does know everyone.” It’s impressive, isn’t it? Watching them move from one group of people to the next, maintaining civil, charming conversation. Establishing strong professional networks of this sort, can determine your success. Networking does not only boost your social skills and confidence, but it can also open doors to a plethora of opportunities for both personal growth and career advancements if you connect with the right people. Here’s a list of reasons why you need to start expanding your networks today! Avenue for New Opportunities As mentioned above, networking opens doors to various exciting opportunities. Meeting with the right people, such as superiors of your career path – could be a steppingstone to better job opportunities, collaborations, recommendations, etc. Even networking with people outside your field of work or interest, can help expose you to different experiences or may boost certain skills that you may have lacked in before. You want to connect with influential people who can get you places and improve your quality of life. People Start to Notice You Networking is a strength in the corporate world. With good networking ties, people tend to pay more attention to you, creating visibility. Not only can these ties be used as fame leverage, but it will also invite partnerships from more well-known organisations and businesses, which is the sort of attention you need – in order to build a career. Networking with high profile individuals can also help with financial support and overcoming certain career hurdles. Develop Long-lasting Relationships Two networking channels of the same career path may be able to build a long-lasting relationship that will benefit both parties. By bouncing off one another’s resources, taking and giving whenever necessary, a sense of trust is formed, and relevant career goals are more achievable. However, it is important to remember, that a long-term two-way network will only work if both parties fully trust one another and have a clear understanding of the relationship and the direction it is going in. Knowledge is Power By expanding your network, you are expanding your knowledge platform. This does not just refer to the chances of you getting a pool of information before others, it also refers to the fact that you are giving yourself access to different ideas, perspectives, tips, and advice. With a diverse network built on trust, you can trade all these factors and instil the best and most relevant practices that would only benefit your growth both personal and career wise. Even a simple interaction between you and someone you just met; can spark an idea, clarify an issue you have been having, make you rethink something you’ve known to be true your whole life. Networking can be revolutionary for some. Now, this may all sound a little like exploitation to you. However, career-minded individuals and those who are working on personal growth, understand the process and value of networking, and do not look at it in terms of taking advantage or manipulation. On the contrary, it is viewed as helping one another grow and succeed. With that said, it’s time to get connecting and foster growth!

Communication, TECH

How To Create An Impressive Digital Portfolio

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How To Create An Impressive Digital Portfolio Adigital portfolio is a great way to showcase your skills and collection of works to prospective employers. Most creative professionals such as marketing professionals, copywriters, graphic designers and UX designers tend to use online portfolios to present their skills and work experience. If you are looking to stand out from the rest, then follow these tips to create a stunning digital portfolio and get hired! Know your audience and engage them Creating a digital portfolio demands that you understand what the readers want. If the portfolio is meant for recruiters and hiring managers, you will need to include samples of your work to display your skills and work experience. The important thing to remember is to engage your audience by telling a story. Give reasons why you decided to pursue a particular career, give detailed information about previous work experience within the industry so that the readers can connect with you on a better level. Choose a theme You can use websites such as WordPress with access to various themes to suit your needs. Other popular tools include PortfolioBox which allows you to create a digital portfolio on your web browser. Display your best work with detailed captions This may sound cliché but highlight only your previous works that showcase your best skills and strengths. For example, you may want to include any award-winning work with a write-up about the award you won or works that have received the best reviews from clients, etc. Pay attention to SEO terms to be seen by those within the industry and make it easier for people to find you online. Scan through your portfolio before sharing it Before sharing your portfolio with future employers, proofread the contents or get a second pair of eyes to do the necessary. Ensure your portfolio can be viewed easily in multiple platforms i.e. mobile, desktop or laptop. Keep a lookout for links and images that are taking too long to load by resizing those images and fixing any broken links. Update your portfolio regularly Set a reminder to include your latest works in your digital portfolio and remove any outdated content. Updating your portfolio on a regular basis shows your future employers that you take the effort to maintain an active presence online. Related Topics: Marketing & Advertising Mass Comm Graphic Designing IT Computer Engineering Software Engineering

Communication, Law

Dispute Resolution: Solving Arguments Without Going to Court

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Dispute Resolution: Solving Arguments Without Going to Court By Nash Nithi Dispute resolution encompasses a range of processes aimed at resolving conflicts between parties without the need for formal litigation. Opting for alternative dispute resolution (ADR) methods can save time, reduce costs and maintain relationships that might otherwise suffer in a contentious court battle. This article explores various ADR techniques that have become vital tools for individuals, businesses and organisations looking to resolve disputes amicably and efficiently. Mediation Mediation involves a neutral third party, known as a mediator, who helps the disputing parties find a mutually acceptable solution. Unlike a judge or an arbitrator, the mediator does not issue a decision but facilitates dialogue and negotiation. Mediation is highly flexible and can be tailored to the needs of the parties involved. It is particularly effective in disputes where parties have a relationship they wish to preserve, such as business partnerships or family matters. Arbitration Arbitration is closer to a court proceeding but remains less formal and more flexible. An arbitrator, who is usually an expert in the field related to the dispute, listens to both sides before making a decision that can be either binding or non-binding, depending on the agreement between the parties beforehand. Arbitration is often faster than going to court and can be kept confidential, which is beneficial for parties concerned about public scrutiny. Conciliation Conciliation is similar to mediation, but the conciliator typically plays a more active role in suggesting terms of settlement. The conciliator might meet with the parties separately and offer solutions to help bridge any gaps. Conciliation is often used in labour disputes and international conflicts where an impartial expert can offer solutions to complex issues. Negotiation Negotiation is the most direct form of dispute resolution and involves the parties themselves discussing their issues and coming to an agreement. It can be informal and does not require the presence of a third-party facilitator, although parties sometimes opt to have legal representation. Negotiation offers maximum control over the outcome to the parties involved and can be conducted anytime before or during other forms of dispute resolution. Early Neutral Evaluation In early neutral evaluation, both parties present their cases to a neutral evaluator who is an expert in the subject matter of the dispute. The evaluator then gives an opinion on the strengths and weaknesses of each case, the likely outcome if the case were to go to trial, and how best to proceed. This can lead to a more informed and, consequently, more productive negotiation or mediation process. Ombuds Services An ombudsman is an independent, neutral party available within many organisations to resolve internal disputes. They provide confidential, informal assistance to resolve issues and misunderstandings. Ombuds services are common in universities, large corporations and government agencies. Online Dispute Resolution Advancements in technology have led to the rise of online dispute resolution (ODR), which uses technology to facilitate the resolution of disputes between parties. It is particularly useful for small-scale disputes, such as consumer and small business disputes and can be very cost-effective. The landscape of dispute resolution is diverse, offering various paths to achieving settlement without the need for costly and prolonged litigation. Whether through mediation, arbitration or other forms of ADR, parties can find appropriate and effective means to resolve their conflicts. Understanding and utilising these options can lead to better outcomes, preserving relationships, resources and peace of mind.

ESG, Wellbeing

ESG 101: Environmental, Social and Governance Explained

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ESG 101: Environmental, Social and Governance Explained By Nash Nithi In today’s corporate world, the term “ESG” is becoming increasingly prominent. Standing for Environmental, Social, and Governance, ESG criteria are now integral in determining how a company is viewed by investors, stakeholders, and the public. As companies face pressure to be more transparent and accountable, understanding ESG is crucial. This article breaks down the three components of ESG and explains why they are important for businesses and investors alike. Environmental Criteria The “E” in ESG focuses on the environmental impact a company has. This includes how a company performs as a steward of nature. Environmental criteria examine a range of activities, including: Energy Use: How much energy does the company use, and what are its sources? Companies are increasingly expected to invest in renewable energy and reduce their carbon footprints.Waste and Pollution: How does the company manage its waste and emissions? Proper disposal processes and reduced emissions are key factors.Resource Depletion: How sustainably does the company use resources? This includes everything from water to minerals.Biodiversity: Companies operating in or near natural habitats are evaluated on their impact on biodiversity.Climate Change: Companies are assessed on their contributions to climate change through greenhouse gas emissions and how they mitigate these impacts. Social Criteria The “S” in ESG pertains to social relationships – that is, how a company manages relationships with employees, suppliers, customers, and communities where it operates. Social criteria include: Employee Relations and Diversity: How well does the company treat its workers? Important factors include fair wages, good working conditions, diversity, and inclusion policies.Impact on Local Communities: How does the company improve or detract from the communities in which it operates?Human Rights: Ensuring that the rights of individuals and communities are respected across the company’s operations and supply chain.Consumer Protection: How does the company ensure the safety and satisfaction of its customers? This also includes protecting customers’ data privacy and security.Social Engagement: Does the company invest in community growth and development? This can include educational programmes and disaster relief. Governance Criteria Governance refers to the internal system of practices, controls, and procedures a company adopts to govern itself, make effective decisions, manage the interests of its stakeholders, and adhere to the law. Key aspects include: Board Composition: Is the board diverse and independent?Audit Committee Quality: How effective are the company’s internal audits and accounting methods?Executive Compensation: Are top executives fairly compensated? How closely is compensation linked to company performance?Corruption and Bribery: How does the company prevent corrupt practices and ensure transparency in its operations?Shareholder Rights: Are the rights of shareholders respected, allowing them to vote on important issues? Why ESG Matters? Investment Attraction: Investors are increasingly allocating funds to companies with strong ESG credentials. Such companies are seen as lower-risk and better poised for long-term success.Regulatory Compliance: Governments and regulatory bodies around the world are setting stricter guidelines and laws around environmental and social issues. Companies leading in ESG are better prepared to meet these regulations.Public Perception: Consumers are more conscious of how they spend their money, preferring companies that are responsible citizens. A strong ESG record can boost a company’s brand and loyalty.Operational Efficiency: Many ESG practices lead to operational efficiencies that can save costs, enhance productivity, and spur innovation.Risk Management: ESG initiatives can help mitigate risks that could lead to legal liabilities or reputational damage. In conclusion, ESG is not just about compliance or marketing. It represents a comprehensive way of doing business that aligns profitability with broader social and environmental concerns. Companies that integrate ESG principles into their core strategies are likely to thrive in an increasingly complex global market while also contributing positively to the world they operate in.

ESG, Wellbeing

Sustainable Living Tips

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Sustainable Living Tips By Nevash N In the quest for a more sustainable future, individual actions matter. Adopting eco-friendly habits and making conscious decisions to minimize waste and reduce our carbon footprint can have a significant impact when multiplied across communities. Here’s a comprehensive guide to living more sustainably, covering various aspects of daily life from transportation to diet, energy use and waste management. Rethink Transportation Transportation is a major source of carbon emissions worldwide. Rethinking how we get from point A to point B can significantly reduce our individual carbon footprint. Bike or Walk: For shorter distances, biking or walking not only reduces emissions but also benefits your health. Public Transit: Utilise public transportation systems whenever possible. They are far more efficient in terms of fuel usage per passenger compared to individual vehicles. Carpool: Sharing rides can reduce emissions, traffic congestion and fuel costs. Choose Efficient Vehicles: If driving is unavoidable, opt for fuel-efficient, hybrid or electric vehicles. Adjust Your Diet The global food system is a major contributor to climate change, from the resources used in food production to the methane emitted by livestock. Eat More Plants: Incorporating more plant-based meals into your diet can drastically reduce your carbon footprint. Plant-based diets require less energy, land and water to sustain. Reduce Food Waste: Plan your meals, buy only what you need and find creative ways to use leftovers. Composting organic waste can also return nutrients to the soil and reduce methane emissions from landfills. Support Local and Seasonal: Food that travels fewer miles from farm to plate has a lower carbon footprint. Buying local and seasonal also supports your local economy and reduces the need for preservatives and packaging. Energy Efficiency at Home Reducing energy consumption in our homes not only cuts carbon emissions but can also save on utility bills. Energy-Efficient Appliances: When it’s time to replace or upgrade, choose appliances with high energy efficiency ratings. Smart Thermostats: These devices can optimise your cooling systems, reducing energy use without sacrificing comfort. Insulate and Seal: Proper insulation and sealing of windows and doors can dramatically improve energy efficiency by keeping your home cooler in the Malaysian weather. Switch to Renewable Energy: Consider installing solar panels or choosing a green energy provider to reduce your reliance on fossil fuels. Sustainable Shopping and Zero Waste The way we shop and the products we choose have a significant environmental impact. Buy Less, Choose Well: Prioritise quality and durability over quantity. Opting for items that last longer reduces waste and the demand for production. Avoid Single-Use Products: Replace disposable items with reusable alternatives. For example, bring your own bags, bottles and containers. Recycle and Repurpose: Make recycling a habit and get creative with repurposing items instead of discarding them. Support Eco-Friendly Brands: Support companies that are committed to sustainable practices and ethical production. Conserve Water Water is a precious resource and conserving it is essential for sustainability. Fix Leaks: A dripping faucet can waste a significant amount of water over time. Regularly check your plumbing and fix leaks promptly. Low-Flow Fixtures: Install low-flow showerheads and toilets to reduce water use without compromising performance. Collect Rainwater: Use rain barrels to collect water for gardening, reducing the demand on municipal water systems. Community Involvement Sustainability is a collective effort. Getting involved in your community can amplify your impact. Educate and Share: Share your knowledge and experiences with others. Educating friends and family about the importance of sustainable living can inspire them to make changes. Volunteer: Participate in local clean-up efforts, tree planting or other environmental initiatives. Advocate for Change: Support policies and initiatives that promote sustainability. Your voice can influence local and national environmental strategies. Embracing sustainable living is not just about making individual choices; it’s about fostering a culture that values long-term ecological health over short-term convenience. This shift in mindset is crucial for the well-being of our planet and future generations. As we each take steps to reduce our carbon footprint, minimise waste and adopt eco-friendly habits, we contribute to a collective force of change that can significantly alter the course of environmental degradation. The journey towards a sustainable lifestyle is repetitive and evolving. It doesn’t require perfection from the onset but rather a willingness to learn, adapt and improve over time. By incorporating sustainable practices into our daily lives, we not only reduce the negative impact on the environment but also often find ourselves leading richer, more meaningful lives. We learn to value quality over quantity, community over isolation and mindfulness over mindlessness. Moreover, sustainable living can foster a sense of connection and responsibility towards the natural world and our global community. It reminds us that our everyday choices—from the food we eat to the products we buy and the way we travel—have power. They have the power to drive demand for sustainable goods, to influence business practices and to shape governmental policies. In this critical moment of environmental uncertainty, the collective action of individuals living sustainably can act as a catalyst for systemic change. It demonstrates to businesses, policymakers and communities worldwide that sustainability is not only necessary but also achievable and desirable. Finally, remember that sustainability is as much about what we give back to the planet as what we refrain from taking. Planting a tree, restoring a local habitat or simply educating others about the importance of sustainable living are all positive contributions towards a healthier planet. As we move forward, let’s carry the torch of sustainability with pride, knowing that our actions today can light the way for a brighter, greener tomorrow.

Growth & Development, Leadership

4 Things About Entrepreneurship We Can Learn From Steve Jobs

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4 Things About Entrepreneurship We Can Learn From Steve Jobs Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work“. As an entrepreneur, Steve Jobs never ceases to come out with great innovations – because he loves what he does. In this article, we share 4 things all of us can learn about entrepreneurship from Steve Jobs. 1. Always persevere Going above and beyond what you are required to do, goes a long way. Be punctual to work. Get that additional research done. Help a colleague out with an urgent project. Every time you do something, think of one extra thing you can do especially if other people aren’t doing that extra thing. It seems hard but the end result will see you reaping success. 2. Time is your best resource – use it wisely Stay organised and plan accordingly to best utilise your time effectively. This way you have more time to get innovative and come up with your next big idea! 3. Embrace failure Failures in life and business in general, may be caused by things beyond our control. Most of the time, it’s us, and that’s okay. Every successful person has failed at something. A positive attitude in turning such failures as a stepping stone for success is crucial. Own it, learn from the experience and be sure to turn things around the next time! 4. Teamwork makes the dream work Teamwork enables the employees and the business as a whole to see the bigger picture. Surrounding yourself with people who share the same values and goals boosts morale, increases productivity and growth of the business. Above all, never give up on your dreams, take calculated risks and allow your ideas to flourish! Related Topics: Business Marketing & Advertising Accounting & Finance

Growth & Development, Leadership

Presentation, Persistence and Personality – The 3Ps for Career Success

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Presentation, Persistence and Personality – The 3Ps for Career Success There is a difference between looking for a career and looking for a job. A job is often a temporary fix. Often jobs provide the income meet financial commitments or just to get the bills paid. A job is slinging burgers at the local diner, having a paper route or holding a sign in front of a pizza place. It is what we do when trying to work through college, get our first apartment or an awesome outfit from the boutique window. Careers are meant to be more permanent in the long run, whereas a job is often considered a cumbersome necessity. After acquiring the proper skills and schooling, those seeking long-term career success need to consider the 3Ps below. Presentation – Building self-confidence Young and old career seekers alike are challenged by the necessary task of selling themselves as a product and separating their career persona from their true self. Who you are is not necessarily who you are at work, and it is important to distinguish between the two. Most interviewers are not interested in details about your personal life, even if they ask – give a neutral response. For instance, professionals do not look for fallible, emotional, sensitive individuals to fill career slots within their company. Instead, they seek strong, controlled and somewhat cool individuals to take charge and move the company forward. Our career persona is the superhero version of ourselves. Step into the interview as if the position is already yours. Persistence – Why does it matter? It matters because it is no longer enough just to look professional and have a nice resume. In today’s competitive career industry, we have to stand out to potential employers. Career interviews are different than the local pizza joint hiring process. In many cases, you might end up being one among a dozen prospective candidates, waiting to step through the door. The majority of which will be dressed in proper business attire, with a well thought out resume in hand. Future employers already know that we want the job, otherwise we wouldn’t be there. However, we have to show we want the job more than the “other” applicant. Do not be afraid to reach out occasionally as a reminder of your existence. Send an email, make a phone call, or send a “thank you for the opportunity” note to draw the right attention to yourself over other career seekers. Personality – Developing your persona for career success Salesmen can be boring, so do not sell yourself as a salesman would. Avoid mundane phrases and overzealous small talk. If you see the interviewers’ lips move with yours… it is a bad sign. Be original. Always express the personality trait that fits your career of choice. When choosing a career, you have to step forward with a career mentality. Putting these 3Ps  into practice will help you exude enthusiasm and professional persistence, complimented with a well-trained skill set. Talk less, listen more. Achieve long-term career success by focusing on these 3 aspects! Related Topics: General

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